Need an appraisal in Nesconset or Suffolk County?

Here are the top 7 reasons NY homeowners use Premier Appraisals, Inc.:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To reduce their mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If property needs to be divided because of a divorce
  7. Settle an estate in NY by determining the true market value of property in question

Own a house in or near Nesconset, NY and need help deciding the value of it?
Contact Premier Appraisals, Inc..

We at Premier Appraisals, Inc. understand the unique needs of a homeowner seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. As our valued client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Premier Appraisals, Inc., we're seasoned in helping clients just like you rid themselves of unneeded PMI insurance.

Challenge Tax Assessment

Lets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal report from Premier Appraisals, Inc. is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is in a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Premier Appraisals, Inc. can provide you with a professional appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for accuracy, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Premier Appraisals, Inc. can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Premier Appraisals, Inc. can We can assist you. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.