Attention homeowners: Real estate appraisal services for in Sayville and Suffolk County
See the top seven reasons New York homeowners order from Premier Appraisals, Inc.:
At Premier Appraisals, Inc., we understand the special needs of a homeowner seeking appraisal services. Our usual business clients get the appraisal process and the customary reporting formats. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Premier Appraisals, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in a region that's declining or is not appreciating as much as other homes nearby. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. A professional appraisal from Premier Appraisals, Inc. is your number one weapon when contesting your property tax assessment.
Appraisals to cancel PMIPMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping clients just like you dismiss unwanted PMI insurance.
Was your HELOC recently frozen?Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be disadvantageous from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Premier Appraisals, Inc. can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for accuracy? Premier Appraisals, Inc. offers field reviews where we'll go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Premier Appraisals, Inc. can help you with that. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your home.