Need an appraisal in Nesconset or Suffolk County?
Check out the top seven reasons NY homeowners call on Premier Appraisals, Inc.:
Own a house in or near Nesconset, NY and need help determining the price of it?
We at Premier Appraisals, Inc. understand the particular needs of a consumer seeking appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. Being a regular consumer that most likely doesn't look at appraisals every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Premier Appraisals, Inc., are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value conclusion than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Premier Appraisals, Inc., we're veterans in helping homeowners just like you abolish unneeded and unwanted PMI insurance.
Challenging Suffolk county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a local area that's going down or is not appreciating as much as other homes close by. That means you're paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Premier Appraisals, Inc. is your number one weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow point of view. Premier Appraisals, Inc. can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you'd like to have an expert double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.