Appraisal services for Nesconset and Suffolk County homeowners

The top seven reasons why NY homeowners hire Premier Appraisals, Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a NY property tax assessment
  3. Remove PMI to cut your monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a NY divorce, when real estate property needs to be divided
  7. Settle an estate in NY by determining the true market value of real estate in question

Own a home in or near Nesconset, NY and need help determining the price of it?
Contact Premier Appraisals, Inc..

We at Premier Appraisals, Inc. understand the individual needs of a consumer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and CPAs. As our client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Premier Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Premier Appraisals, Inc., we're experienced in helping people just like you rid yourselves of unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that's going down. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Premier Appraisals, Inc. is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. An appraisal from Premier Appraisals, Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have a professional double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Premier Appraisals, Inc. offers field reviews where we go out and check the subject and comparables. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Premier Appraisals, Inc. can help with that too. Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.